If you are involved in a car accident with an uninsured or underinsured motorist, it can impact your ability to recover damages for your injuries and damages. Here are some ways that uninsured and underinsured motorists can affect your car accident claim:
- Difficulty proving fault. If the other driver was uninsured or underinsured, it may be more difficult to prove fault in the accident. This can make it harder to recover damages for your injuries and damages.
- Limited recovery options. If the other driver was uninsured or underinsured, your recovery options may be limited. If you are unable to prove fault or if the other driver does not have sufficient insurance coverage, you may have difficulty recovering damages from the other driver.
- Personal injury protection (PIP) coverage. If you have personal injury protection (PIP) coverage on your own insurance policy, you may be able to recover some damages from your own insurance company. PIP coverage can help cover your medical expenses and lost wages if you are injured in an accident, regardless of who was at fault.
- Uninsured/underinsured motorist (UM/UIM) coverage. If you have uninsured/underinsured motorist (UM/UIM) coverage on your own insurance policy, you may be able to recover damages from your own insurance company if you are injured in an accident with an uninsured or underinsured motorist.
If you have been involved in a car accident with an uninsured or underinsured motorist, it’s important to be aware of the potential impact on your car accident claim. It may be helpful to speak with an attorney to understand your legal options and to determine the best course of action for recovering damages.
If you are injured in a car accident in Charlotte, North Carolina, Hickory, North Carolina, Rock Hill, South Carolina, or Fort Mill, South Carolina, don’t hesitate to seek the help of a qualified and experienced car accident lawyer. An auto accident lawyer can help you to understand your rights and options, and can represent you in court to help you get the best possible outcome for your case. Call us 24/7 at (866) BURTS-LAW.